There is a lot of talk in the industry about annual percentage rate (APR). In fact, APR is a required disclosure on many advertisements. While most people have a vague understanding of APR, few fully understand the concept; yet many make decisions based on it. This is one of those subjects where a little information can be counterproductive. Oftentimes people will make a decision based on a tool they don’t completely understand.
Looking for activities to entertain the kids? Fun family activities don't have to break the bank. These fun, entertaining, and adventurous activities can be done with little to no money almost any time of year. Check out a few ideas we have put together to keep the fun going!
At Republic Bank, we strive to make things a little easier in the neighborhood. Yes, we even provide tips on meal planning! Meal planning is a great way to stay organized during the week. There are many wonderful meals to make ahead and freeze, or throw together last minute. We understand how easy it is to get off track during your busy schedule, but we want to show you that meal planning is an easy tool you can use to cut your spending.
The holidays are just around the corner. Are you ready? Many people find the holidays a financially strenuous time, mainly for lack of preparation. So, how do you plan accordingly to be sure everyone lands on the nice list this year? In general, budgeting can save you a lot of money and heartache by following the plan you have laid out for yourself.
Saving is easy when you learn how to track and manage your budget. Use the sample below to help identify and manage your expenses, and prepare for your future. Once you know where your money is going, you can begin to analyze your expenses and find ways to cut back. When you’ve reviewed your expenses, the next step is to look at how much you can begin saving, which will then be included in your overall budget.
At times, life’s unexpected circumstances can make it difficult to make the right financial choices. At Republic Bank, we are dedicated to making your life easier and are here to provide you with financial tools to help you when decisions become difficult, and life feels anything but easy.
Topics: Financial Resources